IF IT IS AS YOU SAY, THAT SALVATION IS A CO-OPERATIVE WORK BETWEEN GOD AND MAN… and that God has done all He can, and now, the rest is up to man, then trusting God is useless… we must now trust man (trust ourselves), rely on man (rely on ourselves), hope in the man (hope in ourselves), have faith in men (ourselves) that they (we) will do all that is necessary to complete this incomplete salvation until it is complete.
I’m afraid you are right, the results will be disastrous.
Call me foolish, but I believe salvation is the work of God. I trust in God to do all that is necessary to complete the work of salvation. Which is why I TIM 4:10 means so much to me.